How to open a Vested Benefits account

How to open a vested benefits account?

This is the procedure to follow if you would like to open a vested benefits savings account with the Pictet Foundations.

Determine your investor profile

To choose the portfolio that best suits your circumstances, you first have to determine your “risk appetite” or tolerance to fluctuations in the value of your assets, and the expected duration of your investment.

Determine the amount to be invested

When your vested benefits capital comes from a pension fund or vested benefits foundation, you can choose whether you invest some or all of the amount.

A choice of portfolios for every profile

The Pictet Foundations allow you to choose how you distribute your retirement capital between the seven different investment portfolios listed below. You may also decide temporarily not to invest part or all of your vested benefits.

If you are willing to incur risks, you might prefer to choose a portfolio with a higher percentage of equities. You could achieve potentially greater capital appreciation, provided that you are able to withstand potentially higher fluctuations from one year to another.

The chart shows which portfolio(s) might best meet your investment goals.

Fill in and submit the necessary documents

You are free to send all your documents by either e-mail or post. You will receive confirmation as soon as your account has been opened. If you enclose the form to transfer your vested benefits with the account-opening application, the Foundation will send it to your current institution.

Contact our expert

Pascal Kessler
Expert Pension Fund

Our expert assistant is available to give you further information about opening a vested benefits account (2nd pillar) and the various portfolio strategies, and will be happy to answer any questions you may have.

Investment portfolios

  • Preservation

    LPP/BVG-Short Term Money Market ESG

    You want to earn a stable return and preserve the value of your investment while taking into account environmental, social and governance (ESG) criteria.

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  • Security

    LPP/BVG-Short-Mid Term Bonds

    You attach considerable importance to preserving your capital and to security.

    More

  • Defensive

    LPP/BVG-10 ESG

    You seek an attractive performance but want to limit the risk of depreciation in the amount of your capital.

    More

  • Growth

    LPP/BVG-25 ESG

    You want to diversify your investments and can readily accept price fluctuations.

    More

  • Flexibility

    LPP/BVG-Multi Asset Flexible

    You are looking for a portfolio that seeks to earn an absolute return in all market conditions.

    More

  • Dynamic

    LPP/BVG-40 ESG

    You want to invest your capital so that it achieves the highest performance possible for the risks involved.

    More

  • Offensive

    LPP/BVG-40 ESG

    You are looking to maximize the performance of your investment and are prepared to take significant risks.

    More

I am an Individual investor or Family
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