Pictet Group
How to open a Vested Benefits account
Pictet Vested Benefits Foundation (2nd Pillar)
This is the procedure to follow if you would like to open a vested benefits savings account with the Pictet Foundations.
Determine your investor profile
To choose the portfolio that best suits your circumstances, you first have to determine your “risk appetite” or tolerance to fluctuations in the value of your assets, and the expected duration of your investment.
Determine the amount to be invested
When your vested benefits capital comes from a pension fund or vested benefits foundation, you can choose whether you invest some or all of the amount.
A choice of portfolios for every profile
The Pictet Foundations allow you to choose how you distribute your retirement capital between the six different investment portfolios listed below. You may also decide temporarily not to invest part or all of your vested benefits.
If you are willing to incur risks, you might prefer to choose a portfolio with a higher percentage of equities. You could achieve potentially greater capital appreciation, provided that you are able to withstand potentially higher fluctuations from one year to another.
The chart shows which portfolio(s) might best meet your investment goals.
Investment portfolios
Security
You attach considerable importance to preserving your capital and to security.
Defensive
You seek an attractive performance but want to limit the risk of depreciation in the amount of your capital.
Growth
You want to diversify your investments and can readily accept price fluctuations.
Flexibility
You are looking for a portfolio that seeks to earn an absolute return in all market conditions.
Dynamic
You want to invest your capital so that it achieves the highest performance possible for the risks involved.
Offensive
You are looking to maximize the performance of your investment and are prepared to take significant risks.
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