How to open a Vested Benefits account

Pictet Vested Benefits Foundation (2nd Pillar)

This is the procedure to follow if you would like to open a vested benefits savings account with the Pictet Foundations.

Determine your investor profile

To choose the portfolio that best suits your circumstances, you first have to determine your “risk appetite” or tolerance to fluctuations in the value of your assets, and the expected duration of your investment.

Determine the amount to be invested

When your vested benefits capital comes from a pension fund or vested benefits foundation, you can choose whether you invest some or all of the amount.

A choice of portfolios for every profile

The Pictet Foundations allow you to choose how you distribute your retirement capital between the six different investment portfolios listed below. You may also decide temporarily not to invest part or all of your vested benefits.

If you are willing to incur risks, you might prefer to choose a portfolio with a higher percentage of equities. You could achieve potentially greater capital appreciation, provided that you are able to withstand potentially higher fluctuations from one year to another.

The chart shows which portfolio(s) might best meet your investment goals.

Investment portfolios

Security

You attach considerable importance to preserving your capital and to security.

LPP/BVG-Short-Mid Term Bonds

Defensive

You seek an attractive performance but want to limit the risk of depreciation in the amount of your capital.

LPP/BVG-10 ESG

Growth

You want to diversify your investments and can readily accept price fluctuations.

LPP/BVG-25 ESG

Flexibility

You are looking for a portfolio that seeks to earn an absolute return in all market conditions.

LPP/BVG-Multi Asset Flexible

Dynamic

You want to invest your capital so that it achieves the highest performance possible for the risks involved.

LPP/BVG-40 ESG

Offensive

You are looking to maximize the performance of your investment and are prepared to take significant risks.

LPP/BVG-60 ESG

I am an Individual investor
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