Pictet Vested Benefits Foundation
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Vested benefits
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 When an insured person leaves a pension scheme prior to the occurrence of an insured event (entitlement to benefits upon reaching retirement age or in the event of disability), he or she is entitled to transfer their vested benefits, the so-called "prestation de libre passage". The transfer value of the vested benefits is defined in the rules and regulations of the pension scheme. |
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Why open a vested benefits accounts
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There are five situations that require you to open a vested benefits account.
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Characteristics of the Foundation
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The Pictet Vested Benefits Foundation is a Swiss bank foundation operating under the supervision of the Federal Social Insurance Office (OFAS). It enjoys the special tax exemptions made for 2nd Pillar pension schemes in Switzerland. The Foundation was created on 1 January 1989 for the purpose of managing individuals' vested pension capital accrued under the so-called "2nd Pillar" of the Swiss pension system. The net assets of the foundation are allocated to different investment portfolios, each one being independent and non-consolidated with respect to the others. The Foundation aims to achieve higher long-term returns than traditional blocked pension accounts by professionally managing the assets in the Foundation and taking advantage of all the investment possibilities allowed under Swiss law. The Foundation allows for all the transferred pension capital to be managed globally and offers the following advantages:
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The portfolios
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The Pictet Vested Benefits Foundation allows you to invest your capital across four different investment portfolios in any proportion that you wish.
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How to choose a portfolio
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We offer four portfolios, each one based on a particular investment strategy: security, income, growth, dynamic. The portfolios are different from one another in their level of risk - either more or less risky - and thus their potential performance. |
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