Occupational and Individual Pension Planning
Our investment portfolios offer salaried employees and self-employed persons various pension planning solutions for meeting their 2nd and 3rd pillar pension provision under Swiss law. |
Our investment portfolios
 You can choose to allocate your vested pension accruals and your individual pension savings across four different investment portfolios.
Each one of our portfolios is based on a particular investment strategy: security, income, growth, dynamic. The portfolios differ in terms of their level of risk - taking more or less risk - and therefore their potential performance.
You are at liberty to decide on your own investment strategy depending on your own personal circumstances and investment objectives, and you may change your allocation in any of the portfolios at any time. |
Occupational pension provision - 2nd Pillar
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Occupational pension provision is provided in addition to 1st pillar coverage to ensure that gainfully employed persons can appropriately maintain their lifestyle after retirement. Each particular pension institution can provided for benefits going above and beyond the minimum required by law. These are refered to as "over-compulsory" benefits.
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Individual pension provision - 3rd Pillar
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The ''3rd pillar'' enables individuals to build up their own personal capital as pension provision and deduct from their taxable income a fixed amount yearly.
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