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The purpose of the seminar was to encourage more in-depth discussion of this controversial and very topical issue. The intention was not to come up with a clear-cut answer to the above question, but to provide a forum for representatives from political circles, pension funds, consultants and acknowledged experts in the field of employee benefits to swap experiences in the light of the revision of the BVG, Switzerlands law on employee benefits.

Here is a selection of the speakers, all of them acknowledged experts in their field, and the papers they presented at the seminar:

• Dr. Dominique Ammann (PPCmetrcis AG) : The purpose of the guaranteed minimum yields;
• Christoph Oeschger (ABB Pension Fund): The guaranteed minimum yields and the deregulation of old-age pensions A contradiction in terms?
• Sven Ebeling (ECOFIN Investment Consulting AG): The guaranteed minimum yields as a prerequisite for a consistent approach to employee benefits;
• Dr. Daniel Wydler (Von Graffenried private bank): Impact on pension funds of a change to the guaranteed minimum yields;
• Heinz Allenspach (former member of Swiss National Council): Political background past and present;
• Colette Nova (Swiss Trade Union Federation): As if the golden years had never existed;
• Arnold Schneiter (Member of the Association of Swiss Actuaries (SAV) and pension fund expert): The BVG from the insurance industrys perspective;
• Dr. Oliver Deprez (Büro Deprez): How can performance be passed on to beneficiaries in a system with a guaranteed minimum yields?